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The CFPB Rundown

Regulatory developments and other significant activity of the CFPB

2014 | 2013 | 2012 | 2011

2014

AgencyAction TypeTitleTopicsDFA ReferenceRelevant Dates
CFPBReportFinancial Literacy Annual Report (CFPB Release) Consumer ProtectionTitle X, Sec. 10137/17/2014 (release)
CFPBGuidancePolicy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders Consumer Protection;
Mortgage Reform
Title XIV7/17/2014 (published)
CFPBFinal RuleApplication of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-in-Interest Consumer Protection;
Mortgage Reform
Title X
Title XIV
7/17/2014 (published)
7/17/2014 (effective)
CFPBRequest for CommentDisclosure of Consumer Complaint Narrative Data (CFPB Release) Consumer ProtectionTitle X
7/16/2014 (release)
CFPBGuidancePolicy Guidance on Supervisory and Enforcement Considerations Relevant to Mortgage Brokers Transitioning to Mini-Correspondent Lenders (CFPB Release) Brokers & Dealers;
Consumer Protection;
Mortgage Reform
Title X
Title XIV
7/14/2014 (release)
CFPBFinal RuleApplication of Regulation Z's Ability-to-Repay Rule to Certain Situations Involving Successors-in-Interest (CFPB Release) Consumer Protection; Mortgage ReformTitle X
Title XIV
7/14/2014 (release)
CFPBReportReport On The Use Of Remittance Histories In Credit Scoring (CFPB Release) Consumer ProtectionTitle X, Sec. 10737/7/2014 (release)
CFPBFinal RuleRules of Practice for Issuance of Temporary Cease-and-Desist OrdersAgency Administration; Consumer ProtectionTitle X, Sec. 1022
Title X, Sec. 1053
6/18/2014 (published)
7/18/2014 (effective)
CFPBRequest for CommentRequest for Information Regarding the Use of Mobile Financial Services by Consumers and Its Potential for Improving the Financial Lives of Economically Vulnerable ConsumersBanking; Consumer ProtectionTitle VI
Title X
6/12/14 (published)
9/10/14 (comment)
CFPBReportSemi-Annual Report (CFPB Release) Consumer ProtectionTitle X
5/28/14 (release)
CFPBReportSupervisory Highlights (CFPB Release) Agency AdministrationTitle X
5/21/14 (release)
CFPBProposed RuleElectronic Fund Transfers (Regulation E)Banking; Consumer ProtectionTitle X, Sec. 10735/16/2014 (published)
6/6/2014 (comment)
CFPBProposed RuleAmendment to the Annual Privacy Notice Requirement Under the Gramm-Leach-Bliley Act (Regulation P)Consumer ProtectionTitle X
5/13/2014 (published)
6/12/2014 (comment)
CFPBProposed RuleAmendment to the Annual Privacy Notice Requirement Under the Gramm - Leach - Bliley Act (Regulation P) (CFPB Release)Consumer ProtectionTitle X
5/6/2014 (release)
CFPBProposed RuleAmendments to the 2013 Mortgage Rules Under the Truth in Lending Act (Regulation Z)Consumer ProtectionTitle X
Title XIV
5/6/2014 (published)
6/5/2014 (comment)
7/7/2014 (comment)
CFPBReportFair lending report of the Consumer Financial Protection Bureau Consumer Protection; Mortgage ReformTitle X4/30/2014 (release)
CFPBProposed RuleAmendments to the 2013 Mortgage Rules under the Truth in Lending Act (Regulation Z) (CFPB Release)Mortgage ReformTitle X
Title XIV
4/30/2014 (release)
CFPBProposed RuleElectronic Fund Transfers (Regulation E)Banking; Consumer ProtectionTitle X, Sec. 10734/25/2014 (published)
5/27/2014 (comment)
CFPBReportMid-year Update on Student Loan Complaints (CFPB Release) Consumer ProtectionTitle X4/22/2014 (release)
CFPBProposed RuleElectronic Fund Transfers (Regulation E) (CFPB Release) Banking;
Consumer Protection;
Payment, Clearing & Settlement
Title X, Sec. 10734/16/2014 (release)
CFPBRequest for CommentAgency Information Collection Activities: Comment RequestConsumer ProtectionTitle X4/14/2014 (published)
6/13/2014 (comment)
CFPB, FDIC, FHFA, FRB, OCC Proposed RuleMinimum Requirements for Appraisal Management CompaniesConsumer Protection;
Mortgage Reform
Title XIV, Sec. 14734/9/2014 (published)
6/9/2014 (comment)
CFPB, FRBReportWork Plan Updated April 7, 2014 (Agency Release) Agency Administration4/7/2014 (release)
CFPBReportFair Debt Collection Practices Act - CFPB Annual Report 2014 (CFPB Release) Consumer ProtectionTitle X3/21/2014 (release)
CFPB, FDIC, FHFA, FRB, OCC Proposed RuleMinimum Requirements for Appraisal Management Companies (Agency Release) Consumer Protection;
Mortgage Reform
Title XIV, Sec. 14733/21/2014 (release)
CFPB, FRBReportWork Plan Updated March 17, 2014 (Agency Release) Agency Administration3/18/2014 (release)
CFPBReportChief FOIA Officer Report (CFPB Release) Agency AdministrationTitle X3/14/2014 (release)
CFPBReportCFPB Annual FOIA Report 2013 (CFPB Release)Agency Administration3/12/2014 (release)
CFPBNoticeConsumer Advisory Board and Councils Solicitation of Applications for MembershipAgency AdministrationTitle X, Sec. 10143/7/2014 (published)
3/14/2014 (comment)
CFPBReportThe CFPB Strategic Plan, Budget, and Performance Plan and Report (CFPB Release)Agency AdministrationTitle X3/6/2014 (release)
CFPB, FRBReportWork Plan Updated March 3, 2014 (Agency Release) Agency Administration3/4/2014 (release)
CFPBNoticePrivacy Act of 1974, as AmendedConsumer ProtectionTitle X, Sec. 10132/3/2014 (published)
3/5/2014 (comment)
3/17/2014 (effective)
CFPBProposed RuleDefining Larger Participants of the International Money Transfer Market Consumer ProtectionTitle X, Sec. 1022
Title X, Sec. 1024
1/31/2014 (published)
4/1/2014 (comment)
CFPBNoticeAcademic Research Council Solicitation of Applications for MembershipAgency Administration;
Consumer Protection
Title X1/29/2014 (published)
2/27/2014 (comment)
CFPBReportRigorous Evaluation of Financial Capability Strategies: Why, When and How (CFPB Release) Consumer ProtectionTitle X1/27/2014 (release)

2013

AgencyAction TypeTitleTopicsDFA ReferenceRelevant Dates
CFPBProposed RuleDefining Larger Participants of the International Money Transfer Market (CFPB Release) Consumer ProtectionTitle X1/23/2014 (release)
CFPB, FRBReportWork Plan Updated January 21, 2014 (FRB Release) Agency Administration1/22/2014 (release)
CFPBRequest for CommentAgency Information Collection Activities: Submission for OMB Review; Comment Request Consumer Protection1/21/2014 (published)
2/20/2014 (comment)
CFPBNoticeConsumer Advisory Board and Councils Solicitation of Applications for MembershipConsumer ProtectionTitle X, Sec. 10141/15/2014 (published)
2/28/2014 (comment)
CFPBNoticeNotice of Availability of Certain Revised Consumer Information PublicationsConsumer Protection;
Mortgage Reform
Title X
Title XIV
1/10/2014 (published)
CFPBNoticeSemiannual Regulatory AgendaConsumer ProtectionTitle X1/7/2014 (published)
CFPBFinal Rule(Spanish Language) Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title X
Title XIV
12/31/2013 (published)
CFPBReportReport of the Consumer Financial Protection Bureau Pursuant to Section 1017(e)(4) of the Dodd-Frank Act (CFPB Release) Consumer ProtectionTitle X, Sec. 101712/30/2013 (release)
CFPBNoticeFair Credit Reporting Act Disclosures Consumer ProtectionTitle VI, Sec. 612
Title X
12/30/2013 (published)
1/1/2014 (effective)
CFPBFinal RuleTruth in Lending (Regulation Z): Adjustment to Asset-Size Exemption ThresholdMortgage ReformTitle XIV12/30/2013 (published)
1/1/2014 (effective)
CFPBRequest for CommentAgency Information Collection Activities: Submission for OMB Review; Comment Request Consumer Protection Title X12/26/2013 (published)
1/27/2014 (comment)
CFPB,
FRB,
Treas
Final RuleAppraisals for Higher-Priced Mortgage Loans Consumer Protection;
Mortgage Reform
Title XIV12/26/2013 (published)
1/18/2014 (effective)
CFPB,
FRB
ReportWork Plan Updated December 23, 2013 (Agency Release) Banking;
Consumer Protection
Title VI
Title X
12/23/2013 (release)
CFPB,
FDIC,
FRB,
NCUA,
OCC,
SEC
Proposed PolicyExtension of Comment Period for Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies (Agency Release) Agency AdministrationTitle III, Sec. 34212/19/2013 (release)
2/7/2014 (comment)
CFPBFinal RuleTruth in Lending (Regulation Z) Consumer Protection;
Credit Cards;
Mortgage Reform
Title XIV, Sec. 143112/16/2013 (published)
1/1/2014 (effective)
CFPB,
FDIC,
FRB,
NCUA,
OCC
StatementInteragency Statement on Fair Lending Compliance and the Ability-to-Repay and Qualified Mortgage Standards Rule (Agency Release) Consumer Protection;
Mortgage Reform
Title XIV12/13/2013 (release)
CFPBStudyArbitration Study Preliminary Results (CFPB Release) Consumer Protection;
Enforcement & Remedies
Title X, Sec. 102812/12/2013 (release)
CFPBFinal RuleDefining Larger Participants of the Student Loan Servicing Market Consumer ProtectionTitle X, Sec. 102212/6/2013 (published)
3/1/2014 (effective)
CFPBReportConsumer Financial Protection Bureau: Independent Audit of Selected Operations and Budget (CFPB Release)Accounting & Auditing;
Consumer Protection
Title X12/4/2013 (release)
CFPB
FRB
ReportWork Plan Updated November 25, 2013 (FRB Release) Agency Administration;
Banking;
Consumer Protection
Title X11/26/2013 (release)
CFPBReportUnderstanding the Effects of Certain Deposit Regulations on Financial Institutions' Operations (CFPB Release) Banking;
Consumer Protection;
Mortgage Reform
Title X
Title XIV
11/25/2013 (release)
CFPBNoticePrivacy Act of 1974, as Amended Consumer Protection11/21/2013 (published)
12/23/2013 (comment)
CFPBGuidanceExplainer: How the final TILA-RESPA rule differs from the proposal (CFPB Release) Consumer ProtectionTitle X
Title XIV
11/20/2013 (release)
CFPB
FRB
Final RuleConsumer Leasing (Regulation M) (Agency Release) Consumer ProtectionTitle X11/20/2013 (release)
1/1/2014 (effective)
CFPB
FRB
FinalTruth in Lending (Regulation Z) (Agency Release) Consumer Protection
Mortgage Reform
Title X, Sec. 1022
Title XIV
11/20/2013 (release)
1/1/2014 (effective)
CFPBReportEmpowering Low Income and Economically Vulnerable Consumers (CFPB Release) Consumer ProtectionTitle X11/15/2013 (release)
CFPBFinal RuleHomeownership Counseling Organizations Lists Interpretive RuleMortgage ReformTitle XIV, Sec. 145011/14/2013 (published)
1/10/2014 (effective)
CFPBProposed RuleDebt Collection (Regulation F) Consumer ProtectionTitle X11/12/2013 (published)
2/10/2014 (comment)
CFPBBulletinHomeownership Counseling list requirements (CFPB Release) Consumer Protection;
Mortgage Reform
Title X
Title XIV
11/8/2013 (release)
1/10/2014 (effective)
CFPBReportSemi-Annual Report (CFPB Release) Consumer ProtectionTitle X11/5/2013 (release)
CFPBFinal RuleElectronic Fund Transfers (Regulation E) Banking;
Consumer Protection;
Payment, Clearing & Settlement
Title X, Sec. 107310/28/13 (effective)
11/5/13 (published)
CFPBPolicy StatementPolicy To Encourage Trial Disclosure Programs; Information CollectionConsumer ProtectionTitle X, Sec. 103210/29/2013 (effective)
10/29/2013 (published)
CFPBProposed PolicyProposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment (Agency Release) Agency AdministrationTitle III, Sec. 34210/23/2013 (release)
12/24/2013 (comment)
CFPBFinal Rule (Interim)Amendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z) Consumer Protection; Mortgage ReformTitle XIV10/23/2013 (published)
11/22/2013 (comment)
1/10/2014 (effective)
CFPBStatementInteragency Statement on Fair Lending Compliance and the Ability-to-Repay and Qualified Mortgage Standards Rule (Agency Release) Mortgage ReformTitle XIV10/22/2013 (release)
1/1/2014 (effective)
CFPBManualExamination Procedures - Remittance Transfers (CFPB Release) Consumer ProtectionTitle X, Sec. 107310/22/13 (release)
CFPBBulletinImplementation Guidance for Certain Mortgage Servicing Rules (CFPB Release) Consumer Protection;
Mortgage Reform
Title XIV10/16/2013 (release)
CFPBFinal Rule (Interim)Amendments to the 2013 Mortgage Rules under the Real Estate Settlement (CFPB Release) Consumer Protection;
Mortgage Reform
Title X
Title XIV
10/16/2013 (release)
CFPBReportAnnual Report of the CFPB Student Loan Ombudsman (CFPB Release) Consumer ProtectionTitle X10/16/2013 (release)
CFPBBulletinHome Mortgage Disclosure Act and Regulation C - Compliance Management (CFPB Release) Consumer Protection;
Mortgage Reform
Title X
Title XIV
10/09/2013 (release)
CFPBReportCARD Act Report (CFPB Release) Consumer ProtectionTitle X10/02/2013 (release)
CFPBFinal RuleAmendments to the 2013 Mortgage Rules Under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z) Consumer Protection; Mortgage ReformTitle X
Title XIV
10/01/2013 (published)
1/1/2014 (effective) 1/10/2014 (effective) 1/18/2014 (effective)
CFPBReport (OIG) Status of the Transfer of Office of Thrift Supervision Functions (Agency Release) Agency AdministrationTitle III09/30/2013 (release)
CFPBFinal Rule (Interim)Rules of Practice for Issuance of Temporary Cease and Desist OrdersAgency Administration;
Consumer Protection
Title X, Sec. 105309/26/2013 (published)
09/26/2013 (effective)
11/25/2013 (comment)
CFPBManualExamination Procedures: Short-Term, Small-Dollar Lending (CFPB Release) Consumer ProtectionTitle X
CFPBFinal RuleAmendments to the 2013 Mortgage Rules under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z) (CFPB Release)Consumer Protection;
Mortgage Reform
Title X01/01/2014 (effective)
01/10/2014 (effective)
CFPBNoticePrivacy Act of 1974, as AmendedAgency Administration;
Consumer Protection
Title X09/05/2013 (published)
10/7/2013 (comment)
10/15/2013 (effective)
CFPBReportSupervisory Highlights (CFPB Release)Consumer Protection;
Mortgage Reform
Title X08/21/2013 (released)
CFPBGuidanceCFPB Consumer Laws and Regulations - Truth in Lending Act (CFPB Release)Banking;
Consumer Protection;
Mortgage Reform
Title X
Title XIV
08/15/2013 (released)
CFPBGuidanceCFPB Consumer Laws and Regulations - Real Estate Settlement Procedures Act (CFPB Release)Banking;
Consumer Protection;
Mortgage Reform
Title X
Title XIV
08/15/2013 (released)
CFPBFinal RuleElectronic Fund Transfers (Regulation E): CorrectionConsumer ProtectionTitle X, Sec. 107308/14/2013 (published)
10/28/2013 (effective)
CFPBGuidanceInternational Fund Transfers: Small Equity Compliance Guide (CFPB Release)Consumer ProtectionTitle X08/08/2013 (released)
10/28/13 (effective)
CFPBRequest for Comment2013-08-08 Agency Information Collection Activities: Comment RequestConsumer ProtectionTitle X08/08/2013 (published)
10/7/13 (comment)
CFPBProposed Rule2013-08-08 Appraisals for Higher-Priced Mortgage Loans; Supplemental ProposalMortgage ReformTitle X, Sec. 1022
Title XIV, Sec. 1471
08/08/2013 (published)
09/09/2013 (comment)
10/07/2013 (comment)
CFPBReportStudent Loan Ombudsman Annual ReportConsumer ProtectionTitle X08/02/2013 (released)
CFPBNoticeAgency Information Collection Activities Submission for OMB Review Comment RequestConsumer ProtectionTitle X, Sec. 101307/25/2013 (published)
08/26/2013 (comment)
CFPBRequest for CommentAgency Information Collection Activities Comment RequestConsumer Protection07/25/2013 (published)
09/23/2013 (comment)
CFPBFinal RuleAmendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)Consumer Protection; Mortgage ReformTitle X
Title XIV
07/24/2013 (published)
07/24/2013 (effective)
01/10/2014 (effective)
CFPBReportFinancial Literacy Annual ReportConsumer ProtectionTitle X07/18/2013 (released)
CFPBFinal Rule and InterpretationAmendments to the 2013 Mortgage Rules under the Real Estate Settlement Procedure Ac t (Regulation X) and the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title X
Title XIV
07/10/2013 (released)
01/10/2014 (effective)
CFPBProposed Rule Appraisals for Higher-Priced Mortgage Loans – Supplemental ProposalConsumer Protection;
Mortgage Reform
Title X
Title XV
07/10/2013 (released)
09/09/2013 (comment)
CFPBBulletinRepresentations Regarding Effect of Debt Payments on Credit Reports and ScoresConsumer ProtectionTitle X, Sec. 1031
Title X, Sec. 1036
07/10/2013 (released)
CFPBBulletinProhibition of Unfair, Deceptive, or Abusive Acts or Practices in the Collection of Consumer DebtsConsumer ProtectionTitle X, Sec. 1002
Title X, Sec. 1031
Title X, Sec. 1036
07/10/2013 (released)
CFPBFinal Rule Procedural Rule To Establish Supervisory Authority Over Certain Nonbank Covered Persons Based on Risk DeterminationConsumer ProtectionTitle X, Sec. 1022
Title X, Sec. 1024
07/03/2013 (published)
08/02/2013 (effective)
CFPBProposed RuleAmendments to the 2013 Mortgage Rules Under the Equal Credit Opportunity Act (Regulation B), Real Estate Settlement Procedures Act (Regulation X), and the Truth in Lending Act (Regulation Z) Consumer Protection;
Mortgage Reform
Title X
Title XIV
07/02/2013 (published)
07/22/2013 (comment)
CFPBFinal RuleProcedural Rule to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk DeterminationConsumer ProtectionTitle X, Sec. 102406/26/2013 (released)
CFPBProposed RuleAmendments to the 2013 Mortgage Rules under the Equal Credit Opportunity ActConsumer Protection;
Mortgage Reform
Title X
Title XIV
06/24/2013 (released)
07/22/2013 (comment)
CFPBRequest for CommentAgency Information Collection Activities; Submission for OMB Review; Comment RequestConsumer ProtectionTitle X, Sec. 1002
Title X, Sec. 1032
06/18/2013 (published)
07/18/2013 (comment)
CFPBGuidance Mortgage rules at a glanceConsumer Protection;
Mortgage Reform
Title XIV06/13/2013 (released)
CFPBFinal RuleAbility-to-Repay and Qualified Mortgage Standards Under the Truth in Lending Act (Regulation Z)Banking; Mortgage ReformTitle XIV, Sec. 1411
Title XIV, Sec. 1412
Title XIV, Sec. 1414
06/12/2013 (published)
01/10/2014 (effective)
CFPBNoticePrivacy Act of 1974, as AmendedAgency AdministrationTitle X, Sec. 101706/11/2013 (released)
07/11/2013 (comment)
07/22/2013 (effective)
CFPBGuidanceCivil Penalty Fund Frequently Asked QuestionsConsumer Protection06/07/2013 (released)
CFPBRequest for CommentAgency Information Collection Activities; Comment RequestConsumer ProtectionTitle X, Sec. 102806/07/2013 (published)
08/06/2013 (comment)
CFPBGuidanceTruth in LendingConsumer Protection;
Mortgage Reform
Title IX
Title X
06/04/2013 (released)
CFPBGuidanceEqual Credit Opportunity ActConsumer Protection;
Mortgage Reform
Title X, Sec. 107106/04/2013 (released)
CFPBFinal RuleLoan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective DateConsumer Protection;
Mortgage Reform
Title X
Title XIV
05/31/2013 (published)
01/10/2014 (effective)
CFPBFinal RuleAbility-to-Repay and Qualified Mortgage Standards Under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title XIV05/29/2013 (released)
01/10/2014 (effective)
CFPBFinal RuleLoan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums-Delay of Effective DateConsumer Protection;
Mortgage Reform
Title X
Title XIV
05/28/2013 (released)
06/01/2013 (effective)
01/10/2014 (effective)
CFPBFinal RuleAmendments to the 2013 Escrows Final Rule Under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title X
Title XIV
05/23/2013 (published)
06/01/2013 (effective)
CFPBFinal RuleElectronic Fund Transfers (Regulation E)Banking;
Consumer Protection
Title X, Sec. 107305/22/2013 (published)
10/28/2013 (effective)
CFPBFinal RuleAmendments to the 2013 Escrows Final Rule under the Truth in Lending Act (Regulation Z)Consumer Protection; Mortgage ReformTitle X
Title XIV
05/17/2013 (published)
06/01/2013 (effective)
CFPBReportFeedback from the Financial Education FieldConsumer ProtectionTitle X, Sec. 101305/13/2013 (release)
CFPBProposed RuleLoan Originator Compensation Requirements under the Truth in Lending Act (Regulation Z); Prohibition on Financing Credit Insurance Premiums; Delay of Effective DateConsumer ProtectionTitle X
Title XIV
05/10/2013 (published)
05/25/2013 (comment)
CFPBReportStudent Loan Affordability - Analysis of Public Input on Impact and SolutionsConsumer Protection05/09/2013 (release)
CFPBProposed RuleLoan Originator Compensation Requirements under the Truth in Lending ActConsumer ProtectionTitle X
Title XIV
05/09/2013 (release)
CFPBFinal RuleConsumer Financial Civil Penalty Fund Consumer ProtectionTitle X
05/07/2013 (published)
05/07/2013 (effective)
CFPBProposed RuleConsumer Financial Civil Penalty FundConsumer ProtectionTitle X
05/07/2013 (published)
07/08/2013 (comment)
CFPBFinal RuleTruth in Lending (Regulation Z)Consumer ProtectionTitle X
05/03/2013 (published)
05/03/2013 (effective)
11/04/2013 (compliance)
CFPBProposed RuleAmendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedure Act (Regulation X) and the Truth in Lending Act (Regulation Z)Consumer Protection; Mortgage ReformTitle X
Title XIV
05/02/2013 (published)
06/03/2013 (comment)
CFPBFinal RuleConsumer Financial Civil Penalty Fund RuleConsumer ProtectionTitle X
04/26/2013 (release)
CFPBReportPayday Loans and Deposit Advance ProductsConsumer ProtectionTitle X
04/24/2013 (release)
CFPBProposed RuleAmendments to the 2013 Mortgage Rules Under the Real Estate Settlement Procedure Act (Regulation X) and the Truth in Lending Act (Regulation Z)Consumer Protection; Mortgage ReformTitle XIV04/22/2013 (release)
CFPBReportSenior Designations for Financial Advisers Reducing Consumer Confusion and RisksConsumer ProtectionTitle IX04/18/2013 (release)
CFPBProposed RuleAmendments to the 2013 Escrows Final Rule Under the Truth in Lending Act (Regulation Z)Consumer Protection; Mortgage ReformTitle X
Title XIV
04/18/2013 (published)
05/03/2013 (comment)
06/01/2013 (effective)
CFPBFinal RuleAmendments to the 2013 Escrows Final Rule Under the Truth in Lending ActBanking; Consumer Protection; Mortgage ReformTitle X
Title XIV
04/15/2013 (release)
CFPBFinal RuleDisclosure of Consumer Complaint DataConsumer ProtectionTitle X
04/10/2013 (published)
CFPBRequest for CommentAgency Information Collection Activities: Submission for OMB Review; Comment RequestConsumer ProtectionTitle X, Sec. 101304/08/2013 (published)
05/13/2013 (comment)
CFPBProposed RuleDefining Larger Participants of the Student Loan Servicing MarketConsumer ProtectionTitle X
03/28/2013 (published)
05/28/2013 (comment)
CFPBFinal RuleTruth in Lending (Regulation Z)Consumer ProtectionTitle X
03/28/2013 (published)
03/28/2013 (effective)
CFPBFinal RuleDisclosures at Automated Teller Machines (Regulation E)Banking; Consumer ProtectionTitle X
03/26/2013 (published)
03/26/2013 (effective)
CFPBReportFair Debt Collection Practices ActConsumer ProtectionTitle X
03/21/2013 (release)
CFPBReportMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)Consumer Protection; Mortgage ReformTitle X, Sec. 102203/11/2013 (release)
CFPBReportMortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X)Consumer Protection; Mortgage ReformTitle X, Sec. 102203/11/2013 (release)
CFPBNoticeRequest for Information Regarding an Initiative to Promote Student Loan AffordabilityConsumer ProtectionTitle X, Sec. 103502/27/2013 (published)
04/08/2013 (comment)
CFPBFinal RuleLoan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)Mortgage ReformTitle X
Title XIV
02/15/2013 (release)
06/01/2013 (effective)
CFPBFinal RuleDisclosure of Records and InformationConsumer ProtectionTitle X02/15/2013 (release)
03/18/2013 (effective)
CFPBFinal RuleMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)Mortgage ReformTitle XIV02/14/2013 (release)
01/10/2014 (effective)
CFPBFinal RuleMortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X)Mortgage ReformTitle XIV02/14/2013 (release)
01/10/2014 (effective)
CFPBGuidanceConsumer Financial Protection Bureau warns mortgage servicers about illegal protections for consumers when transferring loansConsumer ProtectionTitle X
Title XIV
02/11/2013 (release)
01/10/2014 (effective)
CFPBNoticeAgency Information Collection Activities; Submission for OMB Review; Comment RequestConsumer Protection;
Mortgage Reform
Title X02/05/2013 (release)
03/07/2013 (comment)
CFPBNoticeRequest for Information Regarding Financial Products Marketed to Students Enrolled in Institutions of Higher EducationConsumer ProtectionTitle X, Sec. 102102/05/2013 (release)
03/18/2013 (comment)
CFPBFinal RuleMortgage Servicing Rules under the Real Estate Settlement Procedures Act (Regulation X)Consumer Protection; Mortgage ReformTitle X
Title XIV
02/04/2013 (release)
01/10/2014 (effective)
CFPBNoticeRequest for Information Regarding Financial Products Marketed to Students Enrolled in Institutions of Higher EducationConsumer ProtectionTitle X, Sec. 102101/31/2013 (release)
03/18/2013 (comment)
CFPBFinal RuleHigh-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z), and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)Consumer Protection;
Mortgage Reform
Title X
Title XIV
01/31/2013 (release)
01/10/2014 (effective)
CFPBFinal RuleDisclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 147401/31/2013 (release)
01/18/2014 (effective)
CFPBFinal RuleAbility to Repay and Qualified Mortgage Standards Under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 1411
Title XIV, Sec. 1412
01/30/2013 (release)
01/10/2014 (effective)
CFPBProposed RuleAbility to Repay Standards Under the Truth in Lending Act (Regulation Z)Corporate Governance; Mortgage ReformTitle XIV, Sec. 1411
Title XIV, Sec. 1412
Title XIV, Sec. 1414
01/30/2013 (release)
02/25/2013 (comment)
03/01/2013 (comment)
CFPBRequest for CommentProposed Collection; Comment RequestConsumer ProtectionTitle X01/29/2013 (release)
04/01/2013 (comment)
CFPBFinal RuleElectronic Fund Transfers (Regulation E) Temporary Delay of Effective DateConsumer ProtectionTitle X, Sec. 107301/29/2013 (release)
CFPBFinal RuleElectronic Fund Transfers (Regulation E) Temporary Delay of Effective DateConsumer ProtectionTitle X, Sec. 107301/23/2013 (release)
CFPBFinal RuleLoan Originator Compensation Requirements Under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title X
Title XIV
01/22/2013 (release)
06/01/2013 (effective)
01/10/2014 (effective)
CFPBFinal RuleEscrow Requirements Under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title XIV01/22/2013 (release)
06/01/2013 (effective)
CFPBFinal RuleAppraisals for Higher-Priced Mortgage LoansConsumer Protection;
Mortgage Reform
Title X
Title XIV
01/18/2013 (release)
01/18/2014 (effective)
CFPBFinal RuleDisclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 147401/18/2013 (release)
01/18/2014 (effective)
CFPBFinal RuleMortgage Servicing Rules Under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 1418
Title XIV, Sec. 1420
Title XIV, Sec. 1464
01/17/2013 (release)
01/10/2014 (effective)
CFPBProposed RuleAbility to Repay Standards Under the Truth in Lending Act (Regulation Z)Corporate Governance; Mortgage ReformTitle XIV, Sec. 1411
Title XIV, Sec. 1412
Title XIV, Sec. 1414
01/16/2013 (release)
CFPBFinal RuleAbility-to-Repay and Qualified Mortgage Standards under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 1411
Title XIV, Sec. 1412
01/10/2013 (release)
01/10/2014 (effective)
CFPBFinal RuleHigh-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)Consumer Protection;
Mortgage Reform
Title X
Title XIV
01/10/2013 (release)
01/10/2014 (effective)
CFPBFinal RuleEscrow Requirements under the Truth in Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title XIV01/10/2013 (release)
06/01/2013(effective)

2012

AgencyAction TypeTitleTopicsDFA ReferenceRelevant Dates
CFPBProposed RuleElectronic Fund Transfers (Regulation E)Consumer ProtectionTitle X, Sec. 107312/31/2012 (release)
01/15/2013 (comment)
01/30/2013 (comment)
CFPBFinal RuleProcedure Relating to RulemakingAgency AdministrationTitle X, Sec. 1012
Title X, Sec. 1022
Title XIV, Sec. 1400
12/28/2012 (release)
12/28/2012 (effective)
CFPBProposed RuleElectronic Fund Transfers (Regulation E)Consumer ProtectionTitle X, Sec. 107312/21/12 (release)
CFPBNoticeFair Credit Reporting ActConsumer Protection;
Transfer of Functions
Title X12/18/2012 (release)
01/01/2013 (effective)
CFPBProposed PolicyPolicy to Encourage Trial Disclosure Programs; Information CollectionConsumer ProtectionTitle X, Sec. 3212/17/2012 (release)
02/15/2013 (comment)
CFPBProposed PolicyPolicy to Encourage Trial Disclosure Programs; Information CollectionConsumer ProtectionTitle X, Sec. 3212/13/2012 (release)
CFPBFinal RuleDefining Larger Participants of the Consumer Debt Collection Market (correction)Consumer Protection;
Mortgage Reform
Title X, Sec. 102412/07/2012 (release)
01/02/2013 (effective)
CFPBBulletinThe FCRA’s streamlined process requirement for consumers to obtain free annual reports from nationwide specialty consumer reporting agenciesConsumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1088
11/29/2012 (release)
CFPBBulletinRemittance Rule Implementation (Subpart B of Regulation E) (CFPB Release)Consumer ProtectionTitle X, Sec. 107311/27/2012 (release)
CFPBFinal RuleDelayed Implementation of Certain New Mortgage DisclosuresConsumer Protection
Mortgage Reform
Title X, Section 1032
Title X, Section 1098
Title X, Section 1100A
Title XIV
11/23/2012 (release)
11/23/2012 (effective)
CFPBFinal RuleTruth in Lending (Regulation Z) (official interpretation)Consumer ProtectionTitle X11/21/2012 (release)
1/1/2013 (effective)
CFPBFinal RuleConsumer Leasing (Regulation M) (official interpretation)Consumer Protection
Mortgage Reform
Title X11/21/2012 (release)
1/1/2012 (effective)
CFPBFinal RuleDelayed Implementation of Certain New Mortgage Disclosures (official interpretation)Consumer Protection
Mortgage Reform
Title X, Section 1032
Title X, Section 1098
Title X, Section 1100A
Title XIV
11/16/2012 (release)
CFPBProposed RuleTruth in Lending (Regulation Z)Consumer ProtectionTitle X11/07/2012 (release)
01/07/2013 (comment)
CFPBReportSupervisory Highlights: Fall 2012Consumer Protection Title X10/31/2012 (release)
CFPBFinal RuleDefining Larger Participants of the Consumer Debt Collection MarketConsumer Protection;
Mortgage Reform
Title X, Section 102410/31/2012 (release)
01/02/2013 (effective date)
CFPBGuidanceExamination Procedures - Debt CollectionConsumer ProtectionTitle X10/24/2012 (release)
CFPBFinal Rule Defining Larger Participants of the Consumer Debt Collection MarketConsumer Protection;
Mortgage Reform
Title X, Section 102410/24/2012 (release)
01/02/2013 (effective date)
CFPBProposed RuleTruth in Lending (Regulation Z)Consumer ProtectionTitle X10/17/2012 (release)
CFPBReportAnnual Report of the CFPB Student Loan OmbudsmanConsumer Protection Title X10/16/2012 (release)
CFPBGuidanceInternational Fund Transfers - Small Entity Compliance GuideConsumer ProtectionTitle X10/15/2012 (release)
CFPBRequest for CommentAgency Information Collection Activities: Submission for OMB Review; Comment RequestAgency AdministrationTitle X10/10/2012 (release)
11/9/2012 (comment)
CFPBEnforcement ActionIn the Matter of American Express TravelConsumer Protection; Enforcement & Remedies Title X, Section 1031
Title X, Section 1036
10/01/2012 (release)
CFPBEnforcement ActionIn the Matter of American Express Bank, FSBConsumer Protection; Enforcement & Remedies Title X, Section 1031
Title X, Section 1036
10/01/2012 (release)
CFPBEnforcement ActionIn the Matter of American Express Centurion BankConsumer Protection;
Enforcement & Remedies
Title X, Section 1031
Title X, Section 1036
10/01/2012 (release)
CFPBEnforcement ActionIn the Matter of Discover BankConsumer Protection; Enforcement & RemediesTitle X, Section 1031
Title X, Section 1036
09/26/2012 (release)
CFPBGuidelines Remittance Rule Safe Harbor Countries ListConsumer ProtectionTitle X, Section 107309/26/2012 (release)
02/07/2013 (effective date)
CFPBStudyAnalysis of Differences between Consumer- and Creditor-Purchased Credit ScoresConsumer Protection Title X, Section 107809/25/2012 (release)
CFPBEnforcement ActionDecision and Order on PHH Corporation's Petition to Modify or Set Aside Civil Investigative Demand Consumer Protection;
Mortgage Reform
Title X, Section 105209/24/2012 (release)
CFPBProposed Rule2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing ProposalConsumer Protection;
Mortgage Reform
Title XIV, Section 146309/17/2012 (release)
10/09/2012 (comment)
CFPBProposed Rule Truth in Lending Act (Regulation Z) Mortgage ServicingConsumer Protection;
Mortgage Reform
Title XIV, Section 1418
Title XIV, Section 1420
Title XIV, Section 1464
09/17/2012 (release)
10/09/2012 (comment)
CFPBProposed RuleTruth in Lending Act (Regulation Z); Loan Originator CompensationConsumer Protection;
Mortgage Reform
Title X
Title XIV
09/07/2012 (release)
10/16/2012 (comment)
CFPBProposed RuleHigh-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X) (extension of comment period)Consumer Protection;
Mortgage Reform
Title X
Title XIV
09/06/2012 (release)
09/07/2012 (comment)
10/15/2012 (comment)
11/06/2012 (comment)
CFPBProposed RuleIntegrated Mortgage Disclosures Under the Real Estate Settlement Procedure Act (Regulation X) and the Truth In Lending Act (Regulation Z) (extension of comment period)Consumer Protection;
Mortgage Reform
Title X, Section 1032
Title X, Section 1098
Title X, Section 1100A
09/06/2012 (release)
09/07/2012 (comment)
11/06/2012 (comment)
CFPBGuidanceExamination Procedures for Larger Participants of the Consumer Reporting Market (CFPB Release)Consumer ProtectionTitle X
09/05/2012 (release)
CFPBProposed RuleAppraisals for Higher-Risk Mortgage LoansConsumer Protection;
Mortgage Reform
Title X
Title XIV
09/05/2012 (release)
10/15/2012 (comment)
11/05/2012 (comment)
CFPBProposed RuleIntegrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)Consumer Protection;
Mortgage Reform
Title X, Section 1032
Title X, Section 1098
Title X, Section 1100A
08/23/2012 (release)
09/07/2012 (comment)
11/06/2012 (comment)
CFPBProposed RuleEqual Credit Opportunity Act (Regulation B)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 147408/21/2012 (release)
10/15/2012 (comment)
10/22/2012 (comment)
CFPBNoticeElectronic Fund Transfers; Intent to Make Determination of Effect on State Laws (Maine and Tennessee)Consumer ProtectionTitle X08/21/2012 (release)
10/22/2012 (comment)
CFPBFinal Rule and InterpretationElectronic Fund Transfers (Regulation E)Consumer ProtectionTitle X, Sec. 107308/20/2012 (release)
02/07/2013 (effective)
CFPBReportFinal Report of the Small Business Review Panel on CFPB's Proposals Under Consideration for Residential Mortgage Loan Originaltion Standards Rulemaking (CFPB Release)Consumer Protection;
Mortgage Reform
Title X
Title XIV
08/17/2012 (release)
CFPBProposed RuleTruth in Lending Act (Regulation Z) Loan Originator Compensation (CFPB Release)Consumer Protection;
Mortgage Reform
Title X
Title XIV
08/17/2012 (release)
10/16/2012 (comment)
CFPBNoticeElectronic Fund Transfers, Intent to Make Determination of Effect on State Laws (Maine and Tennessee) (CFPB Release)Consumer ProtectionTitle X08/17/2012 (release)
CFPBProposed RuleEqual Credit Opportunity Act (Regulation B) (CFPB Release)Consumer Protection;
Mortgage Reform
Title XIV, Sec. 147408/15/2012 (release)
CFPBProposed RuleAppraisals for Higher-Risk Mortgage Loans (Agency Release)Consumer Protection;
Mortgage Reform
Title X
Title XIV
08/15/2012 (release)
CFPBProposed RuleHigh-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)Consumer Protection;
Mortgage Reform
Title X
Title XIV
08/15/2012 (release)
09/07/2012 (comment)
10/15/2012 (comment)
CFPBReportFinal Report of the Small Business Review Panel on CFPB's Proposals Under Consideration for Mortgage Servicing Rulemaking (CFPB Release)Consumer Protection;
Mortgage Reform
Title X, Sec. 1418
Title X, Sec. 1420
Title X, Sec. 1463
Title X, Sec. 1464
08/10/2012 (release)
CFPBProposed Rule2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing Proposal (CFPB Release)Consumer Protection;
Mortgage Reform
Title X, Sec. 146308/10/2012 (release)
10/09/2012 (comment)
CFPBProposed Rule2012 Truth in Lending Act (Regulation Z) Mortgage Servicing Proposal (CFPB Release)Consumer Protection;
Mortgage Reform
Title X, Sec. 1418
Title X, Sec. 1420
Title X, Sec. 1464
08/10/2012 (release)
10/09/2012 (comment)
CFPBFinal Rule and InterpretationElectronic Fund Transfers (Regulation E) (CFPB Release)Consumer ProtectionTitle X, Sec. 107308/07/2012 (release)
02/07/2013 (effective)
CFPBFinal RuleEnforcement of Nondiscrimination on the Basis of Disability in Programs and Activities Conducted by the Bureau of Consumer Financial ProtectionConsumer Protection;
Enforcement & Remedies
Title X08/06/2012 (release)
10/05/2012 (comment)
08/06/2012 (effective)
CFPBRequest for CommentRequest for Information on Effective Financial EducationConsumer ProtectionTitle X08/02/2012 (release)
10/31/2012 (comment)
CFPBReportPrivate Student Loans (CFPB Release)Consumer ProtectionTitle X, Sec. 107707/20/2012 (release)
CFPBFinal RuleDefining Larger Participants of the Consumer Reporting MarketConsumer Protection;
Mortgage Reform
Title X, Sec. 102407/20/2012 (release)
09/30/2012 (effective)
CFPBBulletinMarketing of Credit Card Add-On Products (CFPB Release)Consumer ProtectionTitle X, Sec. 1031
Title X, Sec. 1036
07/18/2012 (release)
CFPBEnforcement ActionIn the Matter of Capital One Bank, (USA) N.A. (CFPB Release)Consumer ProtectionTitle X, Sec. 1031
Title X, Sec. 1036
07/17/2012 (release)
CFPBFinal RuleDefining Larger Participants of the Consumer Reporting MarketConsumer Protection;
Mortgage Reform
Title X, Section 102407/16/2012 (release)
9/30/2012 (effective date)
CFPBFinal Rule and InterpretationElectronic Fund Transfers (Regulation E) (correction)Consumer ProtectionTitle X, Section 107307/10/2012 (release)
2/7/2013 (effective date)
CFPBProposed RuleHigh-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X) (CFPB Release)Consumer Protection;
Mortgage Reform
Title X
Title XIV
07/09/2012 (release)
9/7/2012 (comment)
CFPBProposed Rule Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z) (CFPB Release) Consumer Protection;
Mortgage Reform
Title X, Section 1032
Title X, Section 1098
Title X, Section 1100A
07/09/2012 (release)
9/7/2012 (comment)
11/6/2012 (comment)
CFPBFinal RuleConfidential Treatment of Privileged InformationConsumer ProtectionTitle X07/05/2012 (release)
CFPBRequest for CommentConsumer Use of Reverse MortgagesConsumer Protection;
Mortgage Reform
Title X, Sec. 107607/02/2012 (release)
08/31/2012 (comment)
CFPBFinal RuleState Official Notification RuleAgency Administration;
Consumer Protection
Title X, Sec. 104206/29/2012 (release)
CFPBFinal RuleRules Relating to InvestigationsAgency Administration;
Consumer Protection
Title X, Sec. 105206/29/2012 (release)
CFPBFinal RuleRules of Practice for Adjudication ProceedingsAgency Administration;
Consumer Protection
Title X, Sec. 105306/29/2012 (release)
CFPBFinal RuleConfidential Treatment of Privileged Information (CFPB Release)Consumer ProtectionTitle X06/28/2012 (release)
CFPBReportReverse Mortgage Report (CFPB Release)Consumer Protection;
Mortgage Reform
Title X, Sec. 107606/28/2012 (release)
CFPBStatementDisclosure of Certain Credit Card Complaint DataConsumer ProtectionTitle X, Sec. 1013
Title X, Sec. 1022
Title X, Sec. 1025
Title X, Sec. 1034
06/22/2012 (release)
CFPBProposed RuleDisclosure of Consumer Complaint DataConsumer ProtectionTitle X06/22/2012 (release)
07/19/2012 (comment)
CFPBStatementDisclosure of Certain Credit Card Complaint Data (CFPB Release)Consumer ProtectionTitle X, Sec. 1013
Title X, Sec. 1022
Title X, Sec. 1025
Title X, Sec. 1034
06/19/2012 (release)
CFPBRequest for CommentRequest for Information Regarding Senior Financial ExploitationConsumer ProtectionTitle X, Sec. 101306/19/2012 (release)
08/20/2012 (comment)
CFPBRequest for CommentRequest for Information Regarding Senior Financial Exploitation (CFPB Release)Consumer ProtectionTitle X, Sec. 101306/14/2012 (release)
CFPBNoticeRequest for Information Regarding Complaints from Private Education Loan BorrowersAgency Administration;
Consumer Protection
Title X, Sec. 103506/14/2012 (release)
08/13/2012 (comment)
CFPBNoticeProposed Collection; Comment RequestAgency Administration;
Consumer Protection
Title X06/14/2012 (release)
08/13/2012 (comment)
CFPBNoticePrivacy Act of 1974, as AmendedAgency AdministrationTitle X, Sec. 110006/13/2012 (release)
07/12/2012 (comment)
CFPBRequest for CommentTruth in Lending (Regulation Z) (reopening of comment period)Comsumer Protection; Mortgage ReformTitle X, Sec. 1061
Title X, Sec. 1100A
Title XIV
06/05/2012 (release)
07/05/2012 (comment)
CFPB, FDIC, FRB, NCUA, OCC Memorandum of UnderstandingMemorandum of Understanding on Supervisory CoordinationAgency Administration;
Consumer Protection
Title X, Sec. 1022
Title X, Sec. 1024
Title X, Sec. 1025
06/04/2012 (release)
CFPBRequest for CommentTruth in Lending (Regulation Z) (reopening of comment period) (CFPB Release)Comsumer Protection; Mortgage ReformTitle X, Sec. 1061
Title X, Sec. 1100A
Title XIV
05/31/2012 (release)
07/09/2012 (comment)
CFPBProposed RuleProcedural Rules To Establish Supervisory Authority Over Certain Nonbank Covered Persons Based on Risk DeterminationAgency Administration; Consumer ProtectionTitle X, Sec. 102405/25/2012 (release)
07/24/2012 (comment)
CFPBProposed RuleProcedural Rules to Establish Supervisory Authority over Certain Nonbank Covered Persons Based on Risk Determination (CFPB Release)Agency Administration; Consumer ProtectionTitle X, Sec. 102405/24/12 (release)
CFPBProposed RuleElectronic Fund Transfers (Regulation E)Consumer ProtectionTitle X05/24/2012 (release)
07/23/2012 (comment)
CFPBProposed RuleElectronic Fund Transfers (Regulation E) (CFPB Release)Consumer ProtectionTitle X05/23/2012 (release)
CFPBFinal RuleCore Principles and Other Requirements for Designated Contract MarketsDerivativesTitle VII, Sec. 73505/21/12 (release)
CFPBRequest for CommentSubmission for OMB Review; Comment RequestConsumer Protection; Mortgage ReformTitle X, Sec. 1022
Title X, Sec. 1026
05/15/2012 (release)
06/19/2012 (comment)
CFPBNoticeOutline of Proposals Under Consideration and Alternatives Considered Consumer Protection;
Mortgage Reform
Title XIV, Sec. 1402
Title XIV, Sec. 1403
05/09/2012 (Release)
CFPBNoticeProposed Collection; Comment RequestAgency AdministrationTitle X04/30/2012 (release)
06/29/2012 (comment)
CFPBNoticeRequest for Information Regarding Scope, Methods, and Data Sources for Conducting Study of Pre-Dispute Arbitration Agreements Consumer ProtectionTitle X, Sec. 102804/27/2012 (release)
06/23/2012 (comment)
CFPBNoticeImpact of Overdraft Programs on Consumers (comment period extension) Banking; Consumer ProtectionTitle XIV04/25/2012 (release)
06/29/2012 (comment)
CFPBRequest for Comment Request for Information Regarding Scope, Methods, and Data Sources for Conducting Study of Pre-Dispute Arbitration Agreements. (CFPB Release) Consumer Protection Title X, Sec. 102804/24/2012 (release)
06/23/2012 (comment)
CFPBBulletinLending Discrimination (CFPB Release)Consumer ProtectionTitle X04/18/2012 (release)
CFPBProposed RuleTruth in Lending (Regulation Z)Consumer ProtectionTitle X, Sec. 1061
Title X, Sec. 1100A
04/12/2012 (release)
06/11/2012 (comment)
CFPBGuidanceService Providers (CFPB Release)Banking;
Consumer Protection
Title X04/12/2012 (release)
CFPBRequest for CommentSmall Business Review Panel for Mortgage Servicing Rulemaking: Outline of Proposals Under Consideration and Alternatives Considered (CFPB Release)Mortgage ReformTitle XIV04/09/2012 (release)
CFPBGuidancePayments to Loan Originators Based on Mortgage Transaction Terms or Conditions under Regulation Z, 12 C.F.R. § 1026.36 (CFPB Release)Consumer Protection;
Mortgage Reform
Title X, Section 1061
Title X, Section 1100A
04/02/2012 (release)
CFPBGuidanceSAFE Act Examination ProceduresConsumer ProtectionTitle X03/07/2012 (release)
CFPBRequest for CommentRequest for Comment on Payday Lending Hearing TranscriptConsumer ProtectionTitle X, Section 102403/22/2012 (release)
04/23/2012 (comment)
CFPBReportFair Debt Collection Practices Act Annual Report (CFPB Release)Consumer Protection Title X, Section 106103/20/2012 (release)
CFPBProposed Rule Confidential Treatment of Privileged InformationConsumer ProtectionTitle X03/15/2012 (release)
04/16/2012 (comment)
CFPBProposed RuleConfidential Treatment of Privileged Information (CFPB Release)Consumer ProtectionTitle X03/12/2012 (release)
CFPBGuidelinesSecure and Fair Enforcement for Mortgage Licensing Act (CFPB Release)Consumer Protection;
Mortgage Reform
Title X, Sec. 1025
Title X, Sec. 1061
Title X, Section 1100
03/07/2012 (release)
CFPBRequest for CommentSubmission for OMB Review; Comment RequestAgency Administration;
Enforcement & Remedies
Title X, Sec. 104202/29/2012 (release)
03/30/2012 (comment)
CFPBNoticeImpacts of Overdraft Programs on ConsumersBanking;
Consumer Protection
Title XIV02/28/2012 (release)
04/30/2012 (comment)
CFPBRequest for CommentProposed Collection; Comment RequestAgency Administration;
Consumer Protection
Title X, Sec. 101402/24/2012 (release)
04/24/2012 (comment)
CFPBNoticeEstablishment of the Consumer Advisory Board and Solicitation of Nominations for MembershipAgency Administration;
Consumer Protection
Title X, Sec. 102102/23/2012 (release)
03/30/2012 (comment)
CFPBNoticeImpacts of Overdraft Programs on Consumers (CFPB Release)Banking;
Consumer Protection
Title XIV02/22/2012 (release)
CFPBProposed RuleDefining Larger Participants in Certain Consumer Financial Product and Service MarketsConsumer Protection;
Mortgage Reform
Title X, Sec. 102402/16/2012 (release)
04/17/2012 (comment)
CFPBFinal RuleHome Mortgage Disclosure (Regulation C)Consumer Protection;
Mortgage Reform
Title X02/15/2012 (release)
02/15/2012 (effective)
CFPBFinal Rule and InterpretationElectronic Fund Transfers (Regulation E)Consumer ProtectionTitle X, Sec. 107302/07/2012 (release)
02/07/2013 (effective)
CFPBProposed RuleElectronic Fund Transfers (Regulation E)Consumer ProtectionTitle X, Sec. 107302/07/2012 (release)
04/09/2012 (comment)
CFPBProposed RuleElectronic Fund Transfers (Regulation E) - Proposed RuleConsumer ProtectionTitle X, Sec. 107301/20/2012 (release)
CFPBFinal Rule and InterpretationElectronic Fund Transfers (Regulation E) (CFPB Release)Consumer ProtectionTitle X, Sec. 107301/20/2012 (release)
CFPBGuidanceShort-Term, Small-Dollar Lending: Examination ProceduresConsumer ProtectionTitle X01/19/2012 (release)
CFPBNoticeProposed Collection; Comment RequestConsumer Protection;
Transfer of Functions
Title X, Sec. 1100A01/19/2012 (release)
03/19/2012 (comment)
CFPBNoticeProposed Collection; Comment RequestConsumer ProtectionTitle X01/19/2012 (release)
03/19/2012 (comment)
CFPBNoticeAgency Information Collection Activities; Renewal of Currently Approved Collections; Comment Request Banking;
Consumer Protection;
Transfer of Funds
Title X01/19/2012 (release)
03/19/2012 (comment)
CFPBGuidanceMortgage Origination Examination Procedures (CFPB Release)Consumer Protection;
Mortgage Reform
Title X01/11/2012 (release)

2011

AgencyAction TypeTitleTopicsDFA ReferenceRelevant Dates
CFPBFinal Rule
(Interim)
Consumer Leasing (Regulation M); CorrectionConsumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1100A
Title X, Sec. 1100E
12/29/2011 (release)
12/31/2011 (effective)
CFPBFinal Rule
(Interim)
Electronic Fund Transfers (Regulation E)Banking;
Consumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1084
12/26/2011 (release)
2/27/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Truth in Lending (Regulation Z)Consumer Protection;
Mortgage Reform
Title X, Sec. 1061
Title X, Sec. 1100A
12/22/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Fair Credit Reporting (Regulation V)Consumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1088
12/21/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Interstate Land Sales Registration Program (Regulations J, K, and L)Consumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1098A
12/21/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Equal Credit Opportunity (Regulation B)Consumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1085
12/21/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Truth in Savings (Regulation DD)Banking;
Consumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1100B
12/21/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Privacy of Consumer Financial Information (Regulation P)Consumer Protection;
Transfer of Functions
Title X, Sec. 109312/21/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Real Estate Settlement Procedures Act (Regulation X)Consumer Protection;
Mortgage Reform;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1098
12/20/2011 (release)
2/21/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Home Mortgage Disclosure (Regulation C)Consumer Protection;
Mortgage Reform;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1094
12/19/2011 (release)
2/17/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Consumer Leasing (Regulation M)Consumer Protection;
Transfer of Functions
Title X, Sec. 1061
Title X, Sec. 1100A
Title X, Sec. 1100E
12/19/2011 (release)
2/17/2012 (comment)
12/30/2011 (effective)
CFPBFinal
(Interim)
S.A.F.E. Mortgage Licensing Act (Regulations G & H)Consumer Protection;
Mortgage Reform;
Transfer of Functions
Title X, Section 1061
Title X, Section 1100
12/19/2011 (release)
2/17/2012 (comment)
12/30/2011 (effective)
CFPBFinal Rule
(Interim)
Mortgage Acts and Practices - Advertising (Regulation N); Mortgage Assistance Relief Services (Regulation O)Consumer Protection;
Mortgage Reform;
Transfer of Functions
Title X12/16/2011 (release)
2/14/2012 (comment)
12/30/2011 (effective)
CFPBFinal RuleDisclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance(Regulation I) Banking;
Transfer of Functions
Title X12/16/2011 (release)
2/14/2012 (comment)
12/30/2011 (effective)
CFPB Final Rule
(Interim)
Fair Debt Collection Practices Act (Regulation F)Consumer Protection;
Transfer of Functions
Title X12/16/2011 (release)
2/14/2012 (comment)
12/30/2011 (effective)
CFPBNoticePrivacy Act of 1974, as AmendedAgency Administration;
Consumer Protection
Title X, Sec. 101312/13/2011 (release)
1/12/2011 (comment)
1/23/2011 (effective)
CFPBNoticePrivacy Act of 1974, as AmendedAgency Administration;
Consumer Protection
Title X12/13/2011 (release)
1/12/2012 (comment)
1/23/2012 (effective)
CFPBRequest for CommentDisclosure of Certain Credit Card Complaint DataConsumer ProtectionTitle X, Sec. 1013
Title X, Sec. 1024
Title X, Sec. 1034
12/08/2011 (release)
1/31/2012 (comment)
CFPBProposed RuleStreamlining Inherited RegulationsConsumer Protection; Mortgage Reform; Transfer of FunctionsTitle X12/5/2011 (release)
3/5/2012 (comment)
CFPBRequest for CommentProposed Collection; Comment RequestAgency Administration; Enforcement & RemediesTitle X, Section 104211/21/2011 (release)
1/20/2012 (comment)
CFPBNoticeRequest for Information Regarding Private Education Loans and Private Educational LendersConsumer Protection Title X, Sec. 107711/17/2011 (release)
1/17/2012 (comment)
CFPBNoticePrivacy Act of 1971, as AmendedAgency AdministrationTitle X11/17/2011 (release)
12/19/2011 (comment)
12/27/2011 (effective)
CFPB, FDIC, FRB, NCUA, OCCGuidanceDetermination of Depository Institution and Credit Union Asset Size For Purposes of Sections 1025 and 1026 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Agency Release)BankingTitle X. Sec 1025 and Sec. 102611/17/2011 (release)
CFPB Guidance Early Warning Notice (CFPB Release)Agency Administration;
Enforcement & Remedies
Title X11/7/2011 (release)
CFPB Notice Privacy Act of 1974, as Amended Agency Administration;
Consumer Protection
Title X11/4/2011 (release)
12/5/2011 (comment)
12/14/2011 (effective)
CFPB Request for CommentProposed Collection; Comment RequestAgency Administration Title X11/2/2011 (release)
1/3/2012 (comment)
CFPB Request for Comment Proposed Collection; Comment RequestConsumer Protection Title X, Sec. 1013 and Sec. 103410/31/2011 (release)
12/30/2011 (comment)
CFPBManualCFPB Supervision and Examination Manual - Version 1.0Consumer ProtectionTitle X10/13/2011 (release)
CFPBNoticeProposed Information Collection; Comment Request; Generic Clearance for Research in Development of Disclosure FormsConsumer Protection; Mortgage ReformTitle X9/26/2011 (release)
10/26/2011 (comment)
FRBFinal RuleEqual Credit OpportunityConsumer ProtectionTitle X, Sec. 10719/26/2011 (release)
9/26/2011 (effective)
CFPBRequest for CommentRequest for Information on Consumer Financial Products and Services Offered to Service MembersConsumer ProtectionTitle X9/6/2011(release)
9/20/2011 (comment)
CFPBNoticePrivacy Act of 1974, as Amended - Freedom of Information Act - Privacy Act SystemAgency AdministrationTitle X8/1/2011 (release)
8/31/2011 (comment)
9/12/2011 (effective)
CFPBNoticePrivacy Act of 1974, as Amended - Depository Institution Supervision DatabaseAgency Administration; BankingTitle X8/1/2011 (release)
8/31/2011 (comment)9/12/2011 (effective)
CFPBNoticePrivacy Act of 1974, as Amended - Nondepository Supervision DatabaseAgency Administration; Consumer ProtectionTitle X8/1/2011 (release)
8/31/2011 (comment)
9/12/2011 (effective)
CFPBNoticePrivacy Act of 1974, as Amended - Enforcement DatabaseAgency Administration; Enforcement & RemediesTitle X8/1/2011 (release)
8/31/2011 (comment)9/12/2011 (effective)
CFPBNoticePrivacy Act of 1974, as Amended - Social Networks and Citizen Engagement SystemAgency AdministrationTitle X8/1/2011 (release)
8/31/2011 (comment
9/12/2011 (effective)
CFPBNoticePrivacy Act of 1974, as Amended - Depository Institution Supervision DatabaseAgency AdministrationTitle X8/1/2011 (release)
8/31/2011 (comment)
9/12/2011 (effective)
CFPBFinal Rule (Interim)Disclosure of Records and InformationAgency AdministrationTitle X7/28/2011 (release)
9/26/2011 (comment)
7/28/2011 (effective)
CFPBFinal Rule (Interim)Rules of Practice for Adjudication ProceedingsAgency Administration; Consumer ProtectionTitle X, Sec. 10537/28/2011 (release)
9/26/2011 (comment)
7/28/2011 (effective)
CFPBFinal Rule (Interim)Rules Relating to InvestigationsAgency Administration; Consumer ProtectionTitle X, Sec. 10527/28/2011 (release)
9/26/2011 (comment)
7/28/2011 (effective)
CFPBFinal Rule (Interim)State Official Notification RulesAgency AdministrationTitle X, Sec. 10427/28/2011 (release)
9/26/2011 (comment)7/28/2011 (effective)
FTCFinal RuleStatement of General Policy or Interpretation; Commentary on the Fair Credit Reporting ActConsumer ProtectionTitle X7/26/2011 (release)
7/26/2011 (effective)
CFPBFinal Rule (Interim)Alternative Mortgage Transaction Parity (Regulation D)Mortgage ReformTitle X, Sec. 1061 and Sec. 10837/22/2011 (release)
9/22/2011 (comment)
7/22/2011 (effective)
7/22/2012 (compliance)
CFPBFinal RuleIdentification of Enforceable Rules and OrdersConsumer Protection; Transfer of FunctionsTitle X, Sec. 1063